Workshops

Financial E.G.G.S. workshops are offered as stand-alone, one-hour sessions that are topic specific. Here’s what’s available:

Budgeting Essentials

  • Finding the Money
  • Creating the Budget
  • Dealing with Irregular Income/Expenses
  • Maintaining the Budget
  • Registering Everything
  • Balancing the Checkbook
  • How Bank Items Process
  • Earning More/Spending Less

Saving on Expenses

  • Needs Vs Wants
  • Effective Spending
  • Saving on Food
  • Saving on Clothing
  • Saving on Utilities
  • Saving on Medical
  • Saving on School/Childcare
  • Saving on Entertainment
  • Saving on Other stuff

Buying/Selling a Home

  • How Much House
  • Value of 20% Down
  • Real Estate Agent
  • 15 Vs 30 Yr Loan
  • Fixed Rate Vs. ARM
  • Points Vs. No Points
  • Location, Location
  • Selling a Home Tips

Buying/Selling a Car

  • Car Lot Tactics
  • Opportunity Cost
  • New Vs. Used
  • Or Should You Lease
  • Reasonable Research
  • Buy from Dealer or Individual?
  • Sell to Dealer or Individual?
  • Two-hour Showing

Managing Debt

  • How to Minimize Debt
  • Significance of Rate & Term
  • Keys to Your Credit Report
  • Tips for All Types of Debt
  • How to Use a Debt Snowball
  • Dealing with Collectors
  • How to Use a Pro Rata Plan

Insurance Basics

  • Types of Insurance
  • Health Insurance
  • Life Insurance
  • Homeowner’s Insurance
  • Auto Insurance

Investing Basics

  • Short Vs. Long-term Savings
  • Mutual Funds
  • Traditional & Roth IRAs
  • SEP & SIMPLE IRAs
  • 401k  & 403b Plans
  • Coverdell Education IRAs
  • 529 College Saving Plans

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